Buyers 101 Guide: What you need to know!

Let us help you every step of the way. When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

We're at your side each step of the way, we will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. Our Buyers 101 Guide is your guide to buying a home.  Going through this Guide with us first is a great step in the right direction to buying a home.  It will teach you about each step of the buying process and answer the many questions you may have. We will go through each step thoroughly from getting a mortgage pre-approval right to possession day and receiving the keys to your new home!

We are familiar with the current homes on the market, and we know neighborhood values well, so we can help you determine which properties are fairly-priced and in good condition before we start viewing properties. Remember: we can show you any MLS® listing regardless of who’s sign is on the lawn!

Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city / town, neighborhood, rural municipality, lake community); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many far are you willing to commute to work? Do you want walking distance  to work and school or is driving every day prefered?

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Get a Pre-approved Mortgage

Once you have addressed the above needs, your next step in the purchasing process is to get pre-approved with a mortgage company. This can be done over the phone or even online in a matter of minutes.

Call us and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

We Will Help you find The Right Home

Once you've been pre-approved for a mortgage and know what price range you want to purchase in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system.

We have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search ours and other offices listings right here on our website. Remember:  We can show you any MLS® listing regardless of who’s sign is on the lawn!

We Will Help You Every Step Of The Way

We will make sure your financing is in place, help you set up and complete the inspections on you offer and lastly close on the transaction. Our top priority is to make sure that your home buying experience is pleasant, cost-efficient and successful.

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